$0 down on approved credit

Ontario Auto Financing, $0 Down on Approved Credit

Explore auto financing and a large indoor used-car inventory in one place. Find financing options for bad credit, no credit, bankruptcy, or new credit, subject to approved credit, then choose the vehicle that fits.

See if you qualify

Five quick details to start your car loan request. A team member follows up to discuss your options.

Enter the actual amount. This helps the team review options that may fit.

Submitting is not a guarantee of approval. A team member will follow up.

Prefer to talk? Call the team directly.

Call 855-581-9598
  • Financing considered across many credit situations
  • A large indoor used-vehicle inventory to choose from
  • Serving drivers across Ontario for over 20 years

Zero down payment is available on approved credit. Approval is subject to credit review, and submitting a request is not a guarantee of approval.

Call 855-581-9598Speak with the team, no obligation to buy.
Grey SUV in the Canada Auto Financing indoor showroom
Large indoor inventory
  • 20+Years in businessServing Ontario drivers
  • FastApprovalsStraightforward next step
  • OntarioWide service areaAcross the province
  • On-siteMechanic shopFull-service, in house
White SUV available at Canada Auto Financing, ready for financing
Financing

Financing for many credit situations.

Good credit, bad credit, no credit, newcomers to Canada, and drivers rebuilding their history are all welcome to apply. Every request is reviewed, and a team member follows up to walk through the options that may be available to you.

Good or bad credit

Apply whatever your credit looks like today. Approval is subject to credit review.

No credit or newcomer

New to credit or new to Canada. Starting a file is a straightforward first step.

Rebuilding credit

Financing a vehicle can be part of getting back on track, without any judgment.

One simple next step

Share five quick details and see whether you qualify. No purchase commitment.

Used vehicles

A large indoor inventory, ready to explore.

Browse practical sedans, SUVs, pickups, and wagons kept in a large indoor showroom. Find the vehicle that fits your needs, then connect it to financing in the same place.

SedansSUVsPickupsWagons
Grey sedan available at Canada Auto Financing
Black SUV available at Canada Auto Financing
White compact SUV available at Canada Auto Financing
How it works

Three simple steps to get moving.

A clear path from your first details to the keys. No exact approval-time promises, just a straightforward process.

01

Apply

Share your name, contact details, and actual monthly income. It takes a few minutes.

02

Explore options

A team member follows up to review financing and vehicle options that may fit your situation.

03

Choose a vehicle

Pick the sedan, SUV, pickup, or wagon that works for you and move forward.

Current offers

Two offers worth asking about.

Ask the team whether you qualify. Eligibility is confirmed during follow-up.

$0 down payment

Get behind the wheel with zero down payment.

On approved credit. Approval is subject to credit review.

3 to 6 months payment-free

Qualifying good-credit applicants may start with 3 to 6 months payment-free financing.

For qualifying good-credit applicants, on approved credit. This is not a zero percent interest offer.

These are not zero percent interest offers and do not imply universal eligibility. All offers are on approved credit and confirmed during follow-up.

Why Canada Auto Financing

A real dealership behind every approval.

More than 20 years serving Ontario drivers, with vehicles and service under one roof.

Blue SUV in the Canada Auto Financing indoor inventory
  • Large indoor inventory

    A wide selection of practical used vehicles kept indoors and ready to view.

  • Full-service mechanic shop

    An on-site service shop keeps vehicles maintained and cared for.

  • Authorized warranty service

    Authorized warranty service handled in house by the on-site team.

  • Serving Ontario

    Drivers come from across Ontario to explore financing and inventory.

  • Over 20 years in business

    Two decades of helping Ontario drivers find financing and vehicles.

  • Financing and vehicles together

    Explore financing and choose your vehicle in the same place.

Questions and answers

Answers before you apply.

Are different credit situations considered?

Yes. Good credit, bad credit, no credit, newcomers to Canada, and drivers rebuilding their history are all welcome to apply. Every request is reviewed, and approval is subject to credit review.

Is zero down payment guaranteed?

No. Zero down payment is available on approved credit and is not guaranteed. Eligibility is confirmed during follow-up after you submit your details.

Why do you ask for my monthly income?

Monthly income helps the team understand which financing options may fit your situation before they follow up. You enter the actual amount on the form.

Is every request reviewed?

Yes. Every request is delivered to the team and reviewed, and a member of the team follows up to discuss the options that may be available to you.

What areas do you serve?

Canada Auto Financing serves drivers across Ontario, with the dealership located at 3675 Keele St in North York.

What happens after I submit?

A team member follows up to review financing and vehicle options with you. Submitting a request is not a guarantee of approval and does not commit you to a purchase.

Get started

See if you qualify today.

Share five quick details and a team member will follow up to review your financing and vehicle options. Submitting a request is not a guarantee of approval.

  • Financing considered across many credit situations
  • A large indoor used-vehicle inventory to choose from
  • Over 20 years serving Ontario drivers

Prefer to talk it through?

Call the team directly and ask whether you qualify.

Call 855-581-9598

All financing is on approved credit. Submitting a request is not a guarantee of approval, and does not commit you to a purchase. A team member follows up to discuss available options.

See if you qualify

Five quick details. Every request is reviewed and a team member follows up.

Enter the actual amount. This helps the team review options that may fit.

Submitting is not a guarantee of approval. A team member will follow up.

Your details are used only to review your request and follow up. Read our privacy policy for how your information is handled.